Our fixed income process is an actively managed, top-down, relative value, sector selection approach, wherein risk containment and benchmark sensitivity are key elements. Our objective is to position the portfolios in such a way that our sector, interest rate, yield curve, and credit analysis can add value at an appropriate level of risk. Our economic outlook, our sector selections, duration targets, and credit analyses is the cornerstone of our fixed income investment strategies. We select the issues that meet the specific style, duration and credit quality needs of clients’ portfolios.