| Our
dynamic asset allocation process enables MTBIA to
respond to changes in the market while remaining
disciplined in the pursuit of each client’s
investment goals. MTBIA
uses both strategic and tactical
allocation to determine optimum asset allocation
ranges. We combine an informed respect for historical
returns and the volatility patterns of various
asset classes, with an aptitude for identifying
opportunities in those asset classes.
Asset allocations are applied
to client portfolios based on the risk tolerances
and investment time horizon of the client with
due care for current income and liquidity needs.
Central to our dynamic asset
allocation process is our dedicated Asset Allocation
Committee. It consists of senior management within
our organization and brings together the collective
views, expertise and consensus of our seasoned
investment professionals.
The Committee sets
ranges to reflect core investment strategies of
both our management philosophy and our client
base. These strategies range from an ultra-short
money market solution focused on the preservation
of capital to an aggressive all equity solution
for maximum growth. Target allocations within
the strategic ranges are revised to take advantage
of expected market shifts.
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